Student Accident & Sickness Insurance Plans for 23-24
Student Accident & Illness Insurance offered by Meyers-Stevens-Toohey Co. Inc
Options are available to cover your child 24/7, anywhere in the world or you can limit coverage to school-related injuries only. Also offered is the pay-as-you-go Student Accident & SicknessPlan which covers sickness as well as injury, in and out of school. The Dental Accident plan can be of particular value with younger students as final treatment to injured teeth often needs to be deferred until after they mature.
Interscholastic Sports – Please know that all plans offered (other than the Dental Accident Plan) may be used to comply with applicable state and local insurance requirements for participation in interscholastic sports (coverage for high school tackle football is offered on a stand-alone basis).
Enhanced benefits for qualified concussions – If an insured student suffers a concussion while participating in any covered activity and is consequently removed from play from his/her interscholastic sport per the school’s formal concussion protocols, then any deductible or inside limit features of the plan are waived and eligible charges for the evaluation and treatment of the concussion are paid at 100% of UCR subject to remaining policy terms and conditions.
Common emergency benefits – Regardless of the benefit level selected, all of the accident medical plans and the Student Accident &Sickness Plan will cover eligible charges for Ambulance, Emergency Room and Emergency Room Physician at 100% of Usual, Customary and Reasonable charges (UCR) up to plan limits.